Klarna: Klarna's Pay in 30 days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively affect your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively affect your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
Clearpay: Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl. Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply here.
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